The purpose of  EDS is the out-of-court information of debtors, before legal action and enforcement proceedings starting, about the existence of their overdue and receivables debts to creditors, arising from credit and guarantee agreements and legal transactions, such as purchases of goods, provision of services, granting of loans, guarantees and credits, use of credit cards, as well as the negotiation of time, manner and other terms of debt repayment, on the instructions and on behalf of creditors, in accordance with the principles of article 4 of law 3758/2009.The above services can be provided by phone, post, electronic systems or in any other convenient way.